THE CREDIT GODFATHER
Powered by Financial Services Unlimited, Inc.
Terms and Conditions | Effective Date: June 7, 2026
1. Introduction
Financial Services Unlimited, Inc., doing business as The Credit Godfather (“we,” “us,” or “our”), respects your privacy and is committed to protecting the personal information you share with us. This Privacy Policy explains how we collect, use, and protect your information when you visit our websites or use our services.
2. Information We Collect
We may collect the following types of information:
Personal Information: Name, email address, phone number, mailing address, and payment information provided when you book a consultation, purchase a program, or contact us.
Financial Information: General financial background information you voluntarily provide as part of our credit consulting or coaching services. We do not store payment card numbers — all payments are processed through secure third-party payment processors.
Usage Data: Information about how you interact with our website, including pages visited, time spent on pages, and referring URLs, collected through cookies and analytics tools.
3. How We Use Your
Information
We use the information we collect to:
– Deliver and improve our credit education and consulting services
– Process payments and send confirmations
– Communicate with you about your program, appointments, and account
– Send educational content, program updates, and marketing emails (you may opt out at any time)
– Comply with legal obligations under the Credit Repair Organizations Act (CROA), the Fair Credit Reporting Act (FCRA), and other applicable laws
4. Email Marketing
We may in the future send you educational content, program announcements, and promotional communications via email. When we do, every email will include a clear unsubscribe link. We will never sell your email address to third parties.
5. Sharing of Information
We do not sell, trade, or rent your personal information to third parties. We may share information with trusted service providers who assist in operating our website or delivering our services (such as payment processors or email platforms), under strict confidentiality agreements. We may also disclose information when required by law.
6. Payment Security
All payment transactions are processed through secure, PCI-compliant third-party payment processors. We do not store your full credit card or banking information on our servers.
7. Cookies
Our website may use cookies to enhance your browsing experience and collect usage analytics. You may disable cookies through your browser settings, though some features of the site may not function properly as a result.
8. Your Rights
You have the right to request access to, correction of, or deletion of your personal information held by us. To make such a request, contact us at the information below. Texas residents may have additional rights under applicable state law.
9. Data Retention
We retain your personal information for as long as necessary to provide our services and comply with legal obligations. Client records related to credit consulting services are retained in accordance with applicable federal and state regulations.
10. Children’s Privacy
Our services are not directed to children under the age of
13. We do not knowingly
collect personal information from children. If you believe a child has provided us with personal information, please contact us and we will delete it promptly.
11. Changes to This Policy
We may update this Privacy Policy from time to time. We will notify users of material changes by updating the effective date at the top of this page. Continued use of our services after changes constitutes acceptance of the updated policy.
12. Contact Us
If you have questions about this Privacy Policy or how we handle your information, please contact us:
Financial Services Unlimited, Inc. | The Credit Godfather
Website: www.thecreditgodfather.com | www.fsucredithelp.com
Email: [email protected]